Uber's services have revolutionized modern travel. By simply using the Uber app, you can request a ride within minutes, simplifying the way we move around. However, with convenience comes risks. Crashes can still take place, and when they do, passengers may suffer injuries.
This article explores what kinds of injuries are most common in Uber accidents, the process of determining fault, along with legal options for pursuing a claim.
Common Uber Injuries
Passengers in an Uber may suffer a wide range of injuries, particularly when the vehicle is in an accident. Some frequent injuries include:
Neck Injuries: Whiplash often results from rear-end crashes, resulting in pain and stiffness. Symptoms can be delayed, making it harder to recognize early on.
Broken Bones: High-impact accidents can lead to broken arms, legs, and ribs. Such injuries often uber injury settlements require long recovery periods and surgery.
Traumatic Brain Injuries (TBI): From mild concussions to severe TBIs, head injuries can vary in severity. They can lead to lasting cognitive and health challenges.
Spine Injuries: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. They often result in long-term pain and expensive treatments.
Soft Tissue Injuries: These injuries can involve torn ligaments, strained muscles, and more. Despite being "minor," they can cause considerable pain and complications.
Cuts and Lacerations: Sharp debris from accidents may cause deep wounds. Such cuts may need immediate medical attention, including surgery.
Determining Liability in Uber Injury Cases
Determining fault in Uber accident cases can be tricky. Multiple parties might share the blame for an accident. The responsible party could be the Uber driver, another vehicle, or someone else.
The Uber Driver: If the driver was negligent, distracted, or driving recklessly, they might be liable. Examples include speeding, DUI, or violating traffic rules.
Another Motorist: If another vehicle was at fault, their driver could be liable for the accident.
The Role of Uber: Uber may be liable in certain situations through its insurance policies. Uber’s insurance includes a $1 million policy for accidents during trips.
Other Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. In such cases, lawsuits may involve multiple parties to determine responsibility.
Insurance Coverage for Uber Accidents
Uber provides different levels of insurance depending on the status of the trip. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.
Driver Offline: If the driver is not using the Uber app, their personal insurance applies.
Driver Available for Rides: Uber provides limited insurance coverage when a driver is available but not carrying passengers. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Driver Picking Up or Transporting Passengers: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
Steps in an Uber Injury Lawsuit
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. Legal action may result in financial recovery for hospital bills, lost income, and more.